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If you have a poor credit history, you might be able to get accepted which have a cosigner

  • you really must be new physiological or adoptive mother away from an established student pupil,
  • the fresh beginner must be signed up no less than half of-amount of time in a being qualified institution, and
  • you must not keeps a detrimental credit score.

Your son must also meet general government beginner help requirements, such as for instance are a great U.S. resident otherwise permanent resident and you may completing the new Totally free Application for Government Scholar Aid (FAFSA).

People with a credit history out-of 700 or above have a tendency to meet the requirements to discover the best cost

Government student loan terms are exactly the same per borrower. 6%. Continue reading